After a crash, the other driver's insurance company calls fast and sounds friendly. Here's what they're actually doing, and what we do about it.
Our job is to make you the client they can't lowball: we document the injury properly, we know what similar cases have been worth in New Mexico, and we file when they won't be fair.
The everyday ones — where "minor" damage hides a neck or back injury that shows up a week later.
Bigger policies, more lawyers, and evidence (dash cams, electronic logs) that disappears unless someone demands it fast.
When the other driver has no insurance or not enough, your own policy may owe you — and your own company is not on your side either.
Where the injuries are worst and the insurance company's first instinct is to blame you.
New Mexico compares fault. If some of the crash was on you, your share gets smaller — it doesn't go to zero. Insurance companies use "you were partly at fault" to scare people off. Don't let it. Call and we'll explain how it works in your case.
General information; the rules that apply to your case depend on your facts.
Take photos. Get checked by a doctor. Don’t talk to their insurance company until you’ve talked to a lawyer — it’s free.